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Thursday, December 31, 2015

No Spend January Challenge 2016 (the rules)

No spend January picture


This will be my third year for having the No Spend January Challenge. What are we going to do with the money we save this year?  Well we need some remodeling done in our bedroom and this will help us get started.  Things that are needed are new drywall, paint, and new carpet. Previous years the No Spend January has helped fund my trip to Hawaii to visit my sister and also help someone in need. 

We do pay all bills and tithes first!  I did look back on our rules and ending up changing them just a little.

1.  Eat out of the pantry -we expect to buy basic needs such as bread, some fresh fruit or vegetables, milk, meat if needed, eggs, and Truvia).   We only want to spend approximately $40.00 a week though on groceries.  (this is more than last year but it's more realistic).

2.  $20 a week in spending money a piece.

3.  Money for Gas as needed.

4.  We will eat out and buy a gift for a birthday that is in January. 

We agreed that we will not:

1.  Eat out at all unless it comes out of our $20 a week (probably will happen).   That includes no more coffee stops at McDonald’s.

2.  Buy any new clothes.

3.  No Menards, Home Depot, etc. unless absolutely necessary.  Things happen!  

4.  No deals (Groupon, Living Social, etc) 

5.  No estate sales- it's just better not to go!  

I will make use of gift cards received for Christmas, bottle returns, Swagbucks,  Amazon credit,  barter, and coupons as much as possible. 

So we will start this on Friday and I'll post about it every Sunday with my frugal ways.   Have you ever done a no spend month?


You might also like to read 


My frugal ways and the first shopping trip of No Spend Jan.

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This post has been linked to Thrifty Thursday's, Financially Savvy Saturdays,